Moving from North Carolina to Florida can be a significant change, as both states have unique characteristics and lifestyles. When you choose to work with the Surf 2 Summit Group, we help you gather all the facts - like those below - that you need to know before making the move.
Real Estate Market
Familiarize yourself with the real estate market in the specific area of Florida where you intend to buy a home. Real estate markets can vary significantly between cities and regions, so understanding local trends, property values, and potential growth areas is crucial.
Before purchasing a home, conduct a thorough home inspection to identify any potential issues or necessary repairs. This is especially important if the property has been previously owned or used.
Climate
Florida’s climate is generally warmer and more humid than North Carolina’s. Be prepared for hot and humid summers, and consider how you’ll adapt to the year-round warm weather.
Cost of Living
Florida’s cost of living can vary depending on the specific area. Research the cost of housing, utilities, taxes, and other living expenses in the region you plan to move to.
State Regulations
Be aware of Florida’s state regulations and laws, which may differ from those in North Carolina. This includes driving laws, residency requirements, and any other relevant regulations.
Taxes
Florida is known for not having a state income tax, which can be a significant financial advantage for residents. However, keep in mind that other taxes, such as property taxes and sales taxes, may still apply.
Research Florida’s property tax rates and any potential differences compared to North Carolina. Property taxes can vary by county, so understanding the tax implications of owning a home in your desired location is essential.
Florida offers a homestead exemption to primary residents, which can provide property tax relief. Make sure you understand the requirements and benefits of the homestead exemption before buying your home.
Homeowners Insurance Considerations
Due to Florida’s geographic location, it is susceptible to natural disasters such as hurricanes and flooding. It’s essential to factor in insurance costs, including homeowner’s insurance, flood insurance, and windstorm insurance, when budgeting for your new home.
Florida has many flood-prone areas, so it’s crucial to determine whether the property you’re considering is located in a flood zone and whether flood insurance will be required.
Ensure that you obtain title insurance to protect yourself from any ownership disputes or claims against the property’s title.
Hurricane Season
Florida is susceptible to hurricanes during the Atlantic hurricane season, which typically runs from June 1 to November 30. It’s important to be prepared and have a plan in place for potential storms.
Being prepared for hurricanes is crucial in Florida. Familiarize yourself with hurricane preparedness plans and evacuation routes in your area.
Beaches and Outdoor Activities
Florida is famous for its beautiful beaches and abundant outdoor recreational opportunities. If you enjoy outdoor activities, you’ll have plenty of options to explore, including water sports, hiking, and wildlife viewing.
Traffic and Tourism
Some areas of Florida experience heavy traffic, particularly in popular tourist destinations. Consider how this may impact your daily commute and lifestyle.
Healthcare
Research healthcare facilities and medical services available in the area you’re moving to. Ensure you have access to quality healthcare providers and hospitals.
Education
If you have school-age children or plan to pursue higher education, research the quality of schools and universities in the area.
Culture and Diversity
Florida is a diverse state with a mix of cultures and backgrounds. Embrace the diverse community and take advantage of the various cultural events and experiences.
Outdoor Pests
Florida is home to various insects and wildlife, including mosquitoes and alligators. Be prepared to take necessary precautions to avoid potential encounters with wildlife.
State Regulations
Familiarize yourself with Florida’s regulations and laws, which may differ from those in North Carolina. Pay attention to driving laws, vehicle registration, and other relevant regulations.
Culture and Lifestyle
Moving to a new state can be challenging, so consider building a social support network. Join local clubs, organizations, or social groups that align with your interests to help you meet new people and establish connections.
Explore different neighborhoods and communities in the area where you plan to buy a home. Consider factors such as proximity to amenities, schools, healthcare facilities, and recreational opportunities.
Before making the move, visit Florida, if possible, to experience the state firsthand. This will give you a better sense of what to expect and whether it aligns with your lifestyle and preferences. Thorough research and preparation will help ensure a smoother transition to your new home in Florida.